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Terms & Conditions

Understanding the Rules and Responsibilities for Using Legacy Funding Services

Welcome to the website of Legacy Funding Advisors, LLC ("Company," "we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of our website, services, and any other communications or interactions you have with us in connection with alternative business financing solutions.

By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our site or services.

1. Use of Website and Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use our services.

2. Financing Services

Legacy Funding Advisors, LLC is an Independent Sales Organization (ISO) that connects small- and medium-sized businesses with alternative funding sources. We do not directly provide financing; we act as a facilitator between merchants and funding partners.

Submitting information through our site or to our team does not guarantee approval or funding. All funding decisions are subject to the underwriting and discretion of our lending partners.

3. User Representations

By using our services, you represent and warrant that:

All information you provide is truthful, accurate, and complete.

You are authorized to submit your business’s financial data.

You will not use the site for fraudulent or illegal purposes.

4. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, trademarks, and software, is the property of Legacy Funding Advisors, LLC or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute any content without our express written permission.

5. Third-Party Links

Our website may contain links to third-party websites or services. We do not control or endorse these third parties and are not responsible for their content, privacy practices, or business practices. Your use of third-party websites is at your own risk.

6. Disclaimer of Warranties

Our services and website are provided "as is" and "as available." We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that services will be uninterrupted or error-free.

7. Limitation of Liability

To the fullest extent permitted by law, Legacy Funding Advisors, LLC shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our site or services. Our total liability to you for any claims arising from or related to our services is limited to the amount paid by you to us, if any.

8. Indemnification

You agree to indemnify, defend, and hold harmless Legacy Funding Advisors, LLC and its officers, directors, employees, and agents from any claims, liabilities, damages, or expenses arising from your use of the services, your violation of these Terms, or your infringement of any rights of a third party.

9. State-Specific Consumer Rights

Depending on your state of residence, you may have additional consumer protection rights under applicable laws, including but not limited to:

California (California Consumer Privacy Act and California Commercial Financing Disclosure Law)

New York (Commercial Financing Disclosure Law)

Utah, Virginia, Connecticut, and Colorado (state-specific data privacy legislation)

We comply with applicable state laws, including disclosure obligations for commercial financing where required. You may request more information about our compliance practices by contacting us at [email protected].

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. We offer services in all 50 states, Puerto Rico, and Canada. State-specific consumer rights and financing laws will be honored where applicable.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the site or services after any changes constitutes your acceptance of the revised Terms.