Your Questions Answered

Find the answers to common questions about our funding options and application process.

FAQs

Find answers to your most pressing questions about merchant cash advances and our services.

Who is Legacy Funding Advisors, and how do you help small and medium-sized businesses?

Legacy Funding Advisors is a trusted financial services provider dedicated to helping small and medium-sized businesses access fast, flexible funding. We specialize in connecting entrepreneurs with tailored capital solutions to fuel growth, manage cash flow, and overcome financial hurdles — all with speed, transparency, and personalized support.

What types of funding do you offer?

We offer a wide range of small business financing options, including:

Merchant Cash Advances (MCAs)

Revenue-Based Financing

Working Capital Loans

Equipment Financing

Term Loans

Business Lines of Credit

Debt Consolidation / Reverse Consolidation

Our team will guide you to the best solution based on your business goals and cash flow.

How much funding can I qualify for?

You may qualify for anywhere between $5,000 and $5,000,000+, depending on your monthly revenue, time in business, and overall financial health.

How fast can I receive the funds?

Most approved businesses receive funds within 24 to 48 hours after submitting the required documents and signing the agreement.

What do I need to apply?

Just a short application and your most recent 3–4 months of business bank statements. No collateral or perfect credit is needed.

Will applying affect my credit?

No. Our process uses a soft credit check for pre-approval, so it won’t impact your credit score.

Do I need good credit to qualify?

We work with all credit types. Our main focus is your business’s cash flow and deposit activity, not just your credit score.

Can I use the funds for any purpose?

Yes. The funds can be used for inventory, payroll, expansion, marketing, equipment, or any operational need.

Is this considered traditional lending?

No. Most of our solutions are alternative funding options, such as MCAs and revenue-based products, designed for businesses that may not qualify through banks.

Can I apply for additional funding in the future?

Yes. Many of our clients come back for renewals, and we make that process even faster once you’ve worked with us.

How do I get started?

Click Apply Now or contact us directly. One of our funding advisors will reach out, review your options, and guide you from application to funding.

Still have questions?

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