Flexible Working Capital for Homecare Agencies

Support your caregivers. Grow your service capacity. Maintain cash flow with stress-free funding designed for agency models.

Funding Solutions for Homecare Agencies

Working Capital Loans

Fast approval & flexible repayment

Invoice / Reimbursement Factoring

Turn slow reimbursements into immediate cash

Merchant Cash Advances

Repay based on revenue flow no pressure

Expansion SBA & Term Loans

For opening new locations and scaling confidently

Common Challenges in Homecare Agencies & Funding Solutions

Homecare agencies often face delayed insurance reimbursements, fluctuating patient volume, and ongoing payroll demands especially when scaling into new areas or adding staff. We provide reliable funding solutions that keep your operations running smoothly while revenue cycles catch up.

Use capital to:

Hire and train caregivers, nurses, or CNAs

Expand into new regions or specialize care programs

Cover payroll during insurance reimbursement delays

Purchase transportation equipment and medical supplies

Launch marketing and referral acquisition campaigns

Upgrade scheduling, HR, and EHR software systems

How Funding Works (Simple 4-Step Process)

Fast & Secure Application

Submit Your Application (Fast & Secure)

Cash Flow Analysis

We Analyze Your Agency’s Cash Flow Cycle

Choose Funding Option

You Choose the Best Funding Option

Receive Capital Quickly

Receive Capital in 24–72 Hours

We Support

Tailored Financial Solutions for Homecare and Support Agencies

Image

Personal Homecare Agencies

Empowering personal care agencies with tailored financial solutions.

Image

Medical Home Health

Supporting medical agencies offering skilled home health services.

Image

Companion Care Services

Funding for companies providing non-medical companion care services.

Image

Senior Living Support

Financial support for senior and assisted living service providers.

Image

Disability Care Providers

Helping disability care providers with specialized financial solutions.

Client Testimonials & Success Stories

Image

Anita Patel

Director

“Our reimbursements take 45–90 days. Legacy Funding made it possible to pay our caregivers weekly without stress. We were fully funded within two days.”

Image

Robert Kim

Founder

“We expanded from 11 caregivers to 26 in under four months. This funding wasn’t just money it was stability.”

Image

Sarah Jennings

Care Program Manager

“The team understood the homecare billing cycle better than any bank we approached. Flexible terms and really supportive guidance.”