MCA

Fast Capital for Retail Inventory Push

Client

Fashion Boutique – Miami, FL

Industry

Retail Apparel

Time in Business

2 years

Monthly Revenue

$35,000

Product

Merchant Cash Advance – $40,000

Terms Secured

1.29 factor rate, 6-month term, no early payoff penalty

The Challenge

The boutique needed quick capital to take advantage of a limited-time wholesale inventory deal ahead of the holiday season. A traditional bank loan was not an option due to time constraints and short business credit history.

Our Solution

Legacy Funding Advisors secured same-day underwriting and negotiated a low 1.29 factor rate (well below market average) by leveraging competitive offers from multiple funders. We also ensured the client had flexibility with no early payoff penalty, allowing for lower overall cost if repaid early.

Our Solution

Legacy Funding Advisors secured same-day underwriting and negotiated a low 1.29 factor rate (well below market average) by leveraging competitive offers from multiple funders. We also ensured the client had flexibility with no early payoff penalty, allowing for lower overall cost if repaid early.

The Result

The boutique saw a 2.5x return on their seasonal inventory investment. The owner repaid the advance early and returned for a second round of funding with a stronger rate due to performance.

We've helped businesses like yours raise the funds they need to grow.

Do you want to be our next success story?

Apply now or call us directly at 877-704-0299

We've helped businesses like yours raise the funds they need to grow.

Do you want to be our next success story?

Apply now or call us directly at

877-704-0299